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About Bank al Etihad - بنك الاتحاد
Bank al Etihad - بنك الاتحاد transforms everyday banking into an engaging financial experience, putting you in complete control of your money through a single, intuitive mobile app.
Take Complete Control of Your Cards Managing your cards has never been easier. Freeze or unfreeze them instantly, set personalized spending limits, toggle online payments on or off, and request replacements for lost or expired cards—all delivered straight to your home. Your cards work exactly how you want them to.
Earn Rewards on Every Purchase Get instant cashback ranging from 0.5% to 3% on all your purchases, credited directly to your app vault. Your cashback tier and card type determine your rate. Beyond that, browse exclusive discounts from over 150 partner stores and unlock additional savings across your favorite retailers.
Travel Smarter and Safer Protect yourself, your money, and your belongings with travel insurance purchased directly through the app. Issue a multi-currency prepaid card to avoid currency exchange fees when shopping internationally, making global spending seamless and cost-effective.
Invest in Your Future Explore investment opportunities tailored to your goals. Trade stocks, secure your wealth with term deposits, or buy and sell gold—all from your phone. The app guides you through each investment option so you can build long-term wealth with confidence.
Track and Achieve Your Financial Goals Monitor every transaction and expense in real time to understand your spending patterns. The Savings Goals feature automatically converts your spare change into dedicated savings, helping you save more without extra effort.
Get Loans and Credit Cards Instantly No more trips to the branch. Apply for personal loans or credit cards directly through the app and receive approval decisions quickly. Once approved, funds transfer straight to your account.
Empower Your Children Financially Open junior accounts for your kids and link them to yours for complete oversight. Transfer money easily and let them learn financial responsibility while you maintain control every step of the way.
Pay Bills and Send Money Instantly Settle bills from anywhere, send money transfers domestically or internationally, and make contactless purchases using Apple Pay and Tap to Pay—all secured within the app.
Bank with Complete Confidence Bank al Etihad - بنك الاتحاد protects your money and personal data with the highest security standards, ensuring every transaction is safe and private. Start your financial journey today.
Pros & Cons
Pros
- Instant card controls let you freeze, set limits, and manage payments immediately
- Cashback up to 3% on purchases deposited directly into your app vault
- Investment options including stocks, gold, and term deposits all in one app
- Savings Goals feature automatically rounds up spare change into dedicated savings
Cons
- Requires account creation and bank verification before accessing any features
- Investment and trading features carry financial risk of losses on your capital
- Multi-currency card and international features may incur hidden fees or exchange markups
- Junior accounts tied to parent accounts limit children's financial independence and privacy
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